Pet Insurance for Expats in Spain
Protect your furry family members with our comprehensive pet insurance in Spain. EFPG offers affordable, flexible cover for dogs and cats with unlimited vet visits, and no age restrictions that makes caring for your pets simple and stress-free.
Pet Insurance in Spain – Because Your Pets Are Family
Your pets are family, deserving the best care without financial worry. Pet insurance for expats in Spain protects against expensive vet bills, from emergencies to routine care. EFPG offers flexible coverage options, allowing you to choose your own veterinarian or access our nationwide network. Give your furry friends the protection they deserve.
No Age Restrictions
Every pet covered—puppies to seniors, any breed, any health history accepted.
Multi-Pet Discounts
Insure up to five pets on one policy with significant multi-pet savings.
Unlimited Vet Visits
Visit the vet as often as needed—no limits on consultation frequency..
Bilingual Expert Support
Understand your policy clearly with expert guidance in your language.
Comprehensive Pet Insurance for Expats in Spain
EFPG’s pet insurance for expats in Spain provides comprehensive protection for your dogs and cats, covering the treatments and services they’re most likely to need throughout their lives.
Own Vet Choice Policy
Continue with your trusted veterinarian anywhere in Spain. Pay directly, claim reimbursement from EFPG. Complete freedom to choose the vet your pet knows and loves.
- Use any licensed veterinarian in Spain
- Pay vet directly and claim reimbursement
- Complete freedom of choice for your pet's care
- Ideal for pets with established vet relationships
Veterinary Network Policy
Access EFPG’s extensive network of trusted vets across Spain. Benefit from direct billing, lower costs, and guaranteed quality care wherever you travel in Spain.
- Direct billing arrangements with partner vets
- Potentially lower out-of-pocket costs
- Vast network of vetted veterinary centres nationwide
- Perfect for expats who travel frequently
Multi-Pet Discount Policies
Insure up to five pets on one policy with significant discounts per animal. One renewal date, one premium, substantial savings—protecting your entire furry family made simple.
- Cover up to five cats and/or dogs
- Significant discounts for each additional pet
- One policy, one renewal date for convenience
- Most affordable way to protect multiple pets
PPP (Dangerous Dog) Cover
Specialist insurance for potentially dangerous dog breeds. Includes mandatory civil liability coverage meeting Spanish legal requirements. Essential protection made easy and affordable for PPP owners.
- Covers all PPP (Perros Potencialmente Peligrosos) breeds
- Includes mandatory third-party liability coverage
- Meets Spanish legal insurance requirements
- No breed discrimination or excessive premiums
Protect Your Furry Family Members
Don’t wait until your pet needs urgent care to think about insurance. Pet insurance in Spain from EFPG gives you the peace of mind that comes with knowing your dogs and cats are protected, so you can focus on enjoying life with your beloved companions.
EFPG’s pet insurance for expats provides comprehensive protection for your dogs and cats, covering the treatments and services they’re most likely to need throughout their lives:
- Veterinary Consultations
- Illness and Disease Treatment
- Accident and Emergency Care
- Surgical Procedures
- Hospitalisations
- Diagnostic Tests and Imaging
- Medications and Prescriptions
- Specialist Referrals
Why Choose EFPG For Pet Insurance
EFPG’s pet insurance for expats in Spain stands apart by offering truly inclusive coverage with no restrictions on age, breed, or your pet’s current health status. Whether your companion is a puppy or a senior, pedigree or rescue, they deserve protection regardless of their history. We specialise in covering breeds classified as potentially dangerous (PPP – Perros Potencialmente Peligrosos), providing comprehensive protection that meets Spanish legal requirements without judgment or exclusions.
For families with multiple furry friends, insure up to five cats and dogs on one convenient policy with significant multi-pet discounts, one renewal date, one premium, and complete simplicity. Our policies include unlimited veterinary consultations throughout your coverage period, so you can seek professional advice whenever concerns arise without worrying about mounting costs. Access our extensive network of trusted veterinary centres across Spain, from major cities to rural areas, or choose to continue with your own trusted veterinarian; the flexibility is yours.
EFPG’s bilingual team provides full support in English and Spanish, explaining your policy clearly, assisting with claims, and ensuring you’re never lost in translation when your pet needs care. With EFPG, protecting your beloved companions is straightforward, affordable, and designed around your needs.
Frequently Asked Questions
What is pet insurance for expats in Spain, and what does it cover?
Pet insurance for expats in Spain covers veterinary care costs for your dogs and cats. EFPG’s policies include unlimited vet consultations, illness and disease treatment, accident and emergency care, surgeries, hospitalisation, diagnostic tests, medications, specialist referrals, and third-party liability coverage. It protects you from unexpected vet bills while ensuring your pets receive excellent care when they need it most.
Are there age, breed, or health restrictions on pet insurance in Spain?
No! EFPG’s pet insurance for expats in Spain has no restrictions on age, breed, or current health status. Whether your pet is young or senior, pedigree or rescue, healthy or managing a condition, they can be covered. We believe every pet deserves protection, making us ideal for owners of older pets or those with pre-existing conditions who struggle to find insurance elsewhere.
Do you offer pet insurance for "dangerous dogs" (PPP breeds) in Spain?
Absolutely. EFPG specialises in pet insurance in Spain for PPP breeds (Perros Potencialmente Peligrosos), including American Staffordshire Terriers, Pit Bulls, Rottweilers, and Dobermans. Our PPP insurance includes mandatory civil liability coverage meeting Spanish legal requirements. If you own a PPP breed, insurance is legally required—and EFPG makes it straightforward and affordable.
Can I insure multiple pets on one policy, and are there discounts?
Yes! Insure up to five cats and/or dogs on one policy with significant discounts for each additional pet. You’ll benefit from simplified administration—one policy document, one renewal date, one premium covering all your pets. It’s the convenient, cost-effective way to protect your entire furry family.
Can I use my own vet, or do I have to use a specific veterinary network?
You have options! Choose an Own Vet Choice policy to continue with your trusted veterinarian (pay directly, then claim reimbursement), or select a Veterinary Network policy for access to EFPG’s partner vets across Spain with direct billing and potentially lower costs. Our team explains both options so you can choose what’s best for your pet.
How many veterinary consultations are covered under pet insurance in Spain?
EFPG’s pet insurance includes unlimited veterinary consultations during your policy period. There’s no cap on vet visits, so you can seek professional advice whenever you’re concerned about your pet’s health—without consultation fees adding up. Perfect for pets with chronic conditions or anxious owners who value regular veterinary reassurance.
Does pet insurance in Spain cover pre-existing conditions?
While EFPG accepts pets with pre-existing conditions (unlike many insurers), conditions diagnosed before your policy starts are typically excluded. However, new illnesses, accidents, and conditions developing after coverage begins are fully covered. This still provides far more protection than having no insurance, especially for pets with known health issues.
How much does pet insurance for expats in Spain cost?
Costs depend on your pet’s species, breed, age, coverage level, and number of pets insured. EFPG offers competitive, affordable rates—often less than a single emergency vet visit. Multi-pet policies include significant discounts. Contact us for a free, personalized quote with transparent pricing and no hidden fees.
How do I make a claim on my pet insurance in Spain?
For Own Vet Choice policies, pay your vet and submit receipts with treatment details to EFPG. Network vets may bill EFPG directly. Our bilingual team handles claims in English and Spanish, guiding you through the process. Most claims are resolved within weeks for quick reimbursement. We help every step of the way.
Is third-party liability included in pet insurance for expats in Spain?
Yes, most EFPG pet insurance policies include third-party liability coverage. If your pet causes injury or property damage, you’re protected from compensation claims and legal costs. This is essential under Spanish law and legally required for PPP (dangerous dog) breeds. You get comprehensive health and liability protection in one policy.
Get an Insurance Quote
Tell us your needs and we’ll get back to you in a snap!