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life Insurance

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life insurance spain





Get peace of mind and full cover for you and your family with our affordable life insurance. For as little as the price of a cup of coffee a day, you can protect yourself against disability and critical illness.

Don't settle for the limited coverage provided by banks for your mortgage - we've got you covered, and not just for your mortgage, but for your entire family. Say goodbye to worries and hello to comprehensive protection!

One of the most common ways of Life Insurance in Spain is the annual renewable. It is a 12-month life insurance that offers a large range of covers including an advance to pay for inheritance tax and funeral costs.


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Annual Renewable Life Insurance





One of the most common ways of Life Insurance in Spain is the annual renewable. It is a 12-month life insurance that offers a large range of covers including an advance to pay for inheritance tax and funeral costs.


OPTIONAL COVERS to include in your policy:

  • 🟡 Death by accident
  • 🟡 Death by road traffic accident
  • 🟡 Disability
  • 🟡 Disability due to road traffic accident
  • 🟡 Death of both spouses in the same accident
  • 🟡 Critical illness cover
  • 🟡 Women´s critical illness
  • 🟡 Repatriation


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Term Assurance In Spain





Term Assurance is the most basic form of financial protection. The policy provides a lump sum on the death of the life assured within the term, this is, the number of years of the policy.


There are many reasons why Term Assurance cover should be considered, including:

  1. To protect your family and loved ones from financial hardship.
  2. To protect liabilities such as a Spanish mortgage.
  3. To protect friends or relations by taking out a policy on the life of another person.
  4. For short-to-mid-term inheritance tax liabilities.


The policy can be altered to suit your specific needs you select the term and sum assured, taking into account affordability.


Once your policy has been approved and is active you will not have to provide any updates with regard to your health, so you can relax knowing that your protection is in place.


To find out more please do not hesitate in contacting us to discuss your individual needs.


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Critical Illness Insurance In Spain





Apart from the emotional difficulty suffering from a critical illness can cause, it can also result in medical expenses or the inability to work for a period of time.

Critical Illness cover is designed to provide a lump sum when the life assured suffers from a range of specified illnesses or requires specific surgery during the term of the policy. Critical illness cover can provide peace of mind by ensuring that your financial liabilities are not affected.

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Key Person Insurance





Key Person Insurance is a life insurance policy that a company takes out on the life of the owner, top executive, or any other individual considered critical to the business.

The company pays the premiums and is the beneficiary of the sum assured in the event of the death or permanent disability of the key person. This type of insurance offers a financial cushion if the loss of the individual would have a negative effect on the running of the company as the sum assured buys time to hire and train a new director or pay off outstanding debts. The sum assured can also be used to purchase the shares of the key person so they do not fall into a third party's hands who does not understand the business or has no interest in the day-to-day management of the company.

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efpg SL Is Part Of The efpg Group That Was First Founded In 2004.



COMPANY INFORMATION


European Financial Planning Group SL​​

​

Calle Altamira no 5

Edificio Ayala, local 27

11311

Pueblo Nuevo

San Roque

Cádiz

Spain





CONTACT DETAILS


Email

info@efpg.es


Phone

+34 951 81 80 01



At efpg we work with Tree-Nation to help offset our carbon footprint as part of our going green campaign. So for every policy created at efpg we collaborate with Tree-Nation to plant a tree. To find out more about exactly how Tree-Nation is caring for our environment, visit -

TREE-NATION





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