Boat Insurance For Expats in Spain
Sail with confidence and let EFPG handle the paperwork, whether you're a new seasoned sailor, or jet ski enthusiast, EFPG makes it easy to secure the best boat insurance in Spain.
Boat Insurance that Protects Your Vessel in Spain
Owning a boat in Spain offers unparalleled freedom and enjoyment, but it also comes with responsibilities and potential risks. As an expat, ensuring your boat is adequately insured and also essential for your peace of mind. EFPG specialises in providing comprehensive boat insurance in Spain designed for expatriates, covering everything from public liability to hull damage and theft.
Liability Coverage
Ensure compliance with Spanish law, which requires third-party liability for most motorboats.
Flexible Cover
Tailored coverage options for various types of vessels, including motorboats, sailboats, and jet skis.
Expert Guidance
Benefit from our specialised knowledge of marine insurance regulations and expat needs in Spain.
Multilingual Support
Clear communication and assistance in your preferred language, simplifying complex marine insurance terms.
Our Comprehensive Boat Insurance For Expats in Spain
As an independent broker, EFPG work with Spain’s top insurers to offer policies in English, with terms you’ll understand. From motorhomes to homes, health to marine, we have years of experience guiding expats through the local rules, paperwork, and options.
Third-Party Liability Insurance
Mandatory in Spain, this policy shields boat owners from legal claims for injury or damage caused to others, ensuring compliance and crucial financial protection.
- Covers injury to people or property caused by your vessel
- Essential for legal sailing in Spanish waters
- Protects finances from compensation demands
- Required for motor boats and highly advised for sailing vessels
Hull & Machinery Protection
Safeguards your boat from physical harm, including accidents, fire, storms, and theft. This comprehensive coverage secures both vessel structure and valuable onboard machinery.
- Pays for damage from collisions, sinking, or fire
- Includes theft and vandalism of boat and equipment
- Storm and weather-related losses covered
- Covers repairs or replacement after accidental incidents
Personal Accident Coverage
Provides compensation for injuries or fatalities involving the boat’s owner, crew, or guests during boat use or related activities, ensuring added peace of mind onboard.
- Protects both owner and passengers
- Covers medical expenses from boating accidents
- Compensation for accidental disability or death
- Extends to activities directly connected to boating
Legal Defense, Salvage & Navigation
Covers legal expenses, salvage, and operations, plus sets navigation boundaries for your insurance, ensuring support and clarity wherever your boating adventures take you.
- Pays legal defense and salvage operation costs
- Required for marina compliance in Spain
- Navigation area easily adjusted to your needs
- Spanish and Mediterranean or broader international coverage options
Hassle-Free Marine Cover With EFPG
You deserve an insurance partner you can trust. EFPG takes care of the details so you can focus on sailing, exploring, making memories. We handle documentation, local rules, English-language support, claims help. Choose EFPG for Boat Insurance For Expats in Spain: simple, clear, reliable.
- Trusted expat insurance experts
- Competitive policies
- Hassle-free claims and paperwork
- Flexible cover for all vessels
- Simple, jargon-free guidance
- Fully Spanish-compliant coverage
- and much more
Why Choose EFPG for Your Boat Insurance
EFPG is the trusted choice for expats seeking tailored boat insurance in Spain. Our specialist team truly understands the unique challenges and regulations facing expat boat owners.
As a regulated, experienced brokerage, we offer only the most reliable, compliant policies. Every plan is customised to your boat’s type, value, and how you use it, not just a generic fit. Whether you need advice selecting your coverage or help with a claim, you receive dedicated, multilingual support at every step.
EFPG’s wide insurance network means expats enjoy comprehensive protection and always at competitive premiums. Enjoy peace of mind on the water. EFPG ensures expats in Spain are supported, informed, and fully covered so they can focus on enjoying life afloat. We specialise in helping expats living in Spain get insurance that fits their lives and gives peace of mind.
Frequently Asked Questions
Why do expats need boat insurance in Spain?
Boat insurance in Spain is mandatory for all motorised boats and jet skis. As an expat, it’s essential to have cover that meets both local legal requirements and your needs as an international resident.
How is boat insurance for expats different with EFPG?
EFPG specialises in helping expats understand Spanish insurance. We explain everything in plain English and deal with Spanish insurers on your behalf, removing language barriers.
What does boat insurance in Spain typically cover?
Most policies cover legal liability, damage to your boat, theft, personal accident, and more. We tailor your boat insurance for expats to ensure no gaps in cover.
Can I insure different types of boats?
Yes, EFPG arranges insurance for pleasure craft, sports boats, yachts, jet skis, and more. If it floats, we can help find cover for it!
I only speak English—can I get help?
Absolutely! Our experienced team are English-speaking and ready to support you at every stage, from initial questions to claims.
Is the cover valid throughout Spain?
Our boat insurance for expats is valid across Spanish waters, including the mainland, islands, and marinas.
Is my policy accepted at Spanish marinas?
Yes—it’s Spanish compliant, so you’ll always have the right documents and certificates for mooring and sailing.
How quickly can I get covered?
Most clients receive tailored quotes the same day. Get in touch and you could be fully covered within hours.
Get an Insurance Quote
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