About Us
EFPG fully regulated insurance brokerage by the Spanish regulator the General Directorate for Insurance and Pension Funds (Otherwise known as DGSFP) under licence number J-3795.
Who We Are
EFPG (European Financial Planning Group) is a fully regulated insurance provider in Spain, licensed by the General Directorate for Insurance and Pension Funds under licence number J‑3795. When you choose EFPG, you’re choosing an insurance provider for expats in Spain that’s committed to transparency, fair practice, and financial protection backed by Spanish law.
We know that insurance can feel overwhelming, especially when you’re navigating a new country, its language, and its regulations. That’s exactly why EFPG exists. Our no‑frills approach cuts through the confusion: we offer honest advice, clear explanations in your language, and cover that truly works when life doesn’t go to plan.
Every member of our bilingual team speaks fluent English and Spanish, so you can communicate confidently and understand exactly what you’re buying. Whether you’ve just arrived in Spain or you’ve been here for years, EFPG’s experienced brokers make getting insured straightforward and stress‑free. We handle the Spanish red tape, translate the jargon, and ensure you feel secure every step of the way.
Get to Know EFPG Insurance Brokers
EFPG started with a simple but powerful idea: that everyone living in Spain – especially expatriates – deserves straightforward, trustworthy insurance without the hassle. From our offices in San Roque, Cádiz, we’ve built lasting partnerships with Spain’s most respected insurers and earned the trust of thousands of clients across the country.
We’re more than brokers; we’re part of your community. We understand the unique challenges expatriates face, from language barriers to unfamiliar legal requirements, and we’re here to make your life in Spain easier, safer, and more enjoyable. Because when you’re protected, you can focus on what really matters: living the life you came to Spain for.
Our Mission
Our mission at EFPG is simple: to give expatriates living in Spain true peace of mind by making insurance straightforward, transparent, and responsive.
As a regulated insurance provider for expats in Spain (DGSFP licence J‑3795), we connect you with respected insurers and provide honest, bilingual advice on health, home, motor, life, and travel cover. Our experienced team works for you – from tailored quotations to fast, fair claims – so you can enjoy life in Spain without worrying about what might go wrong.
We don’t just sell policies. We provide expertise, regulatory assurance, and quick action when life goes wrong. By comparing offers from leading insurers, tailoring cover to each client, and managing claims on your behalf, we ensure that your home, health, car, and loved ones are protected.
With EFPG, you can stop worrying about Spanish red tape and start enjoying the life you came here for – because your peace of mind really is our priority.
Frequently Asked Questions
What makes EFPG different from other insurance providers in Spain?
EFPG is an independent, fully regulated insurance broker (DGSFP licence J‑3795), which means we work for you – not the insurers. Unlike tied agents who can only sell one company’s products, we compare offers from multiple leading national and international providers to find the best cover for your specific needs and budget. Our bilingual team handles everything in English and Spanish, cuts through Spanish red tape, and manages claims on your behalf. We’re part of the expatriate community we serve, so we understand the unique challenges you face and make insurance straightforward, transparent, and stress-free.
Why should I choose a regulated insurance broker for my insurance in Spain?
Choosing a DGSFP-regulated insurance provider like EFPG means you’re protected by Spanish law. Regulation ensures we operate with transparency, fair practices, and financial stability. You can trust that the policies we recommend meet the highest regulatory standards, and you have legal recourse if issues arise. As a regulated broker, we’re accountable to the Spanish authorities and to you – giving you genuine peace of mind that your insurance is legitimate, reliable, and will be there when you need it most.
I don't speak Spanish – can EFPG still help me with my insurance needs?
Absolutely. Every member of the EFPG team is fluent in both English and Spanish, so you can communicate confidently in your preferred language. We translate complex insurance terminology, explain policy details clearly, handle all Spanish paperwork and correspondence, and liaise with insurers on your behalf. Whether you’re arranging new cover, making changes to your policy, or filing a claim, we ensure you understand everything every step of the way. You’ll never feel lost in translation with EFPG.
What types of insurance does EFPG offer for expatriates living in Spain?
EFPG provides comprehensive insurance solutions covering every aspect of expatriate life in Spain. Our core products include health and life insurance to protect you and your family, home and property insurance for villas, apartments, and fincas, and car, van, and motorbike insurance to get you on the road legally. We also offer funeral cover, pet insurance, travel insurance for trips home or around Europe, boat and marine insurance, and business insurance including public liability cover. Whatever you need to feel secure in Spain, EFPG has you covered.
How does EFPG handle insurance claims, and will I have support in English?
When you need to make a claim, EFPG manages the entire process on your behalf in both English and Spanish. We liaise directly with the insurer, handle all paperwork and documentation, and ensure your claim is processed quickly and fairly. You’ll have a dedicated point of contact who speaks your language, keeps you updated throughout, and fights your corner to get the outcome you deserve. We know claims can be stressful, which is why we take the burden off your shoulders and handle everything from start to finish – so you can focus on getting back to normal.
How quickly can I get an insurance quote from EFPG, and is there any obligation?
Very quickly – often within hours. Simply fill out the quote form on our website, and our team will assess your needs and provide tailored quotations from multiple insurers. There’s absolutely no obligation, no pressure, and no hidden fees. We believe in transparent, honest advice, so we’ll explain your options clearly and help you make the right choice for your circumstances. Whether you proceed with EFPG or not, you’ll walk away better informed about your insurance options in Spain.