10 August 23

Civil liability dog insurance in Spain refers to an insurance policy that provides coverage for potential legal and financial responsibilities that may arise if your dog causes harm, injury, or damage to third parties or their property. This type of insurance will be mandatory from September 2023, for dog owners to protect themselves from potential legal actions and financial consequences in case their dog is involved in an accident or incident.

In Spain, as in many other countries, dog owners can be held accountable for any harm or damage caused by their pets. This can include situations such as a dog biting someone, causing a car accident, damaging someone's property, or even causing injury to another animal. If you do not have civil liability dog insurance, you may have to cover the costs of legal fees, medical expenses, and compensation out of your own pocket in case of such incidents.

Civil liability dog insurance typically covers:

Third-party injuries: Medical expenses, rehabilitation costs, and compensation for injuries caused by your dog to a person.

Property damage: Repair or replacement costs for any property that your dog damages.

Legal expenses: Costs associated with legal proceedings, including lawyer fees and court costs.

Having civil liability dog insurance is important for several reasons:

Legal Requirement: As from September 2023, all dog owners in Spain must have liability insurance, irrespective of breed or size.

Financial Protection: If your dog causes harm or damage, the associated costs can be substantial. Insurance helps mitigate the financial burden.

Peace of Mind: Accidents can happen unexpectedly. Having insurance provides peace of mind knowing that you are financially protected in case your dog is involved in an incident.

Responsible Ownership: Having insurance is a responsible step towards being a conscientious and considerate dog owner, showing that you are prepared for any unforeseen events.

Public Safety: Insurance helps ensure that victims are compensated for any harm caused by your dog, contributing to public safety and well-being. Please note that specific details of insurance policies, coverage limits, and legal requirements can vary.

Here at efpg we want to help you get the most bang for your bark, by finding you the most cost-effective policy for your pet.

So if you're not yet sorted for September contact us and get a free no-fuss quote today. email:

tel: 951818001.